A few ground rules for sharing expenses together.
Updated October 25, 2026
The app suggests who owes whom. It does not transfer money or confirm that someone has paid.
These legal pages are drafts. Processing legal bases, international-transfer safeguards and final policy approval are still being finalized.
Split Is Simple is an alpha shared-expense planner for trips, meals and other small events. Each event supports up to 20 participants and 100 expenses. Amounts are currently displayed in US dollars; currency conversion is not supported.
The service calculates suggested transfers from the records you enter. It is not a bank, payment processor, accounting service or a source of financial advice. Check participants, amounts and settlement suggestions before making payments elsewhere.
No account is required. Anyone with the complete event link can view, edit and permanently delete the event. Share the link only with people you trust and retain it if you want to return. We cannot recover access for you based on a participant name.
Other editors can change shared records, including your entries. Delete this event removes the whole event for everyone. Removing a recent link only removes it from that browser’s recent list.
You retain any rights you have in information you enter. You allow us to store and process it as needed to provide the service and as described in the privacy policy.
Only enter information you are entitled to share. Be considerate of other participants, keep records accurate, and avoid unnecessary sensitive information. You are responsible for agreeing with your group on how to record expenses and settle balances.
Do not access events without permission, submit unlawful content, guess other people’s links, bypass safeguards, or use automation to overload the service. We may restrict access to address abuse, meet legal obligations or protect the service.
Features and availability may change. Save copies of important records. The service does not guarantee uninterrupted availability, error-free calculations or permanent storage; alpha updates can invalidate old links.
Where applicable law permits, the service is provided as is without warranties, and we are not liable for losses caused by incorrect entries, lost links or other editors’ actions. Nothing in these terms removes consumer rights or excludes liability that the law does not allow us to exclude.
Updates will appear here with a revised date. ChunkJug Labs LLC operates Split Is Simple. These terms also apply to its ChatGPT and Codex integration. For questions about the service, use the general contact email listed below.
ChunkJug Labs LLC
General questionshello@splitissimple.com
Privacy requestsprivacy@splitissimple.com
Please do not post private event links publicly.